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Table of contents
CHAPTER ONE: BACKGROUND
1.1 A General Overview of the SMES Sector in Ghana
1.2 Research Questions
1.3 Research Objective
1.4 Research Methods
1.5 Delimitations of the Study
1.6 Significance of Study
1.7 Structure of the Project Work
CHAPTER TWO: LITERATURE REVIEW
2.1 The Ghanaian Situation
2.2 Small and Medium Scale Enterprises Financing In Ghana
2.3 Microcredit
2.4 Needs of SMES in Ghana
2.5 Financial System in Ghana
2.5.1 Ghana’s Financial System: Pre- Reform Era
2.5.2 Ghana’s Financial System: Reform Era
2.6 Interest Rates
2.7 Demands for Credit
2.8 Loan Repayment
2.9 Access to Finance SMES
CHAPTER THREE: RESEARCH METHODS
3.1 Design of the Study
3.2 Population
3.3 Sampling
3.4 Data Collection
3.5 Procedure for the Analysis
CHAPTER FOUR: EMPIRICAL FINDINGS AND DATA ANALYSIS
4.1 Company Profile
4.2 Situation of the Firm
4.3 Financing of SMEs
4.4 Future Growth and Obstacles to Growth
4.5 Interview with a Credit Officer
CHAPTER FIVE: SUMMARY OF FINDINGS, CONCLUSIONS AND RECOMMENDATIONS .
5.1 Summary
5.2 Conclusions
5.2.1 Alternative sources of raising capital for SME’s in Ghana
5.2.2 Accessibility to alternative financial gaps
5.3 Recommendations
REFERENCES



